Commercial
Transportation
Personal
Benefits
  Claims

Citizens affected
by a storm

Please use the following resources to make the most of your coverage with ASC&D, or select from one of the categories to the left.


Federal Emergency Management Agency (FEMA)
Provides payments for some storm-related costs not covered by insurance.

Toll free: 800-621-FEMA, ext 3362

www.fema.gov

www.fema.gov/hazard/hurricane/index.shtm


National Hurricane Center

www.nhc.noaa.gov/HAW2/english/
disaster_prevention.shtml


Red Cross

www.redcross.org/services/disaster/
0,1082,0_587_,00.html


National Flood Insurance Program (NFIP)
Flood insurance policies sold by local insurance companies. Claims are paid under NFIP guidelines through the companies that sold the policies.

Toll free: 800-767-4341

www.fema.gov/business/nfip


Small Business Administration (SBA)
Provides low-interest loans to individuals and businesses to cover property damage costs.

Toll free: 800-659-2955

www.sba.gov


Maryland Insurance Administration
Regulates the insurance industry in the Maryland. Helps adjudicate consumer complaints.

Toll-free: 800-492-6116

www.mdinsurance.state.md.us


Delaware Insurance Department
Regulates the insurance industry in the Delaware. Helps adjudicate consumer complaints.

Toll-free: 800-282-8611

www.state.de.us/inscom


Maryland Department of Housing and Community Development
Can provide information regarding state housing renovation and rebuilding programs.

Toll free: 800-756-0119

www.dhcd.state.md.us


Office of the People's Counsel
Helps locate financial assistance for utility bills for residential customers of electricity, natural gas, telephone and private water services.

Toll free: 800-207-4055

www.opc.state.md.us


Maryland State Bar Association
Can provide legal assistance to people who cannot afford to pay for legal help.

Toll free: 800-492-1964

www.msba.org


Maryland Home Improvement Commission
Where people should check to see if a home improvement contractor is licensed, whether there are any complaints against the contractor, etc.

Toll free: 888-218-5925

www.dllr.state.md.us/license/occprof/homeim.html


Mold Remediation Help
The Department of Health and Mental Hygiene Community Health Administration provides information on the hazards of mold, what can be done to remove mold,etc.

Phone: 410-767-5300

www.cha.state.md.us


Environmental Protection Agency
Offers information about mold remediation on their web site.

www.epa.gov/iaq/molds


Maryland Department of Business and Economic Development
Provides loans and other financial assistance based on meeting specific qualifications.

Toll free: 800-541-8549 or 888-ChooseMD

www.choosemaryland.org