Please use the following resources to make the most of your coverage with ASC&D, or select from one of the categories to the left.

Federal Emergency Management Agency (FEMA)
Provides payments for some storm-related costs not covered by insurance.

Toll free: 800-621-FEMA, ext 3362

www.fema.gov

National Flood Insurance Program (NFIP)
Flood insurance policies sold by local insurance companies. Claims are paid under NFIP guidelines through the companies that sold the policies.

Toll free: 800-767-4341

www.fema.gov/business/nfip

Small Business Administration (SBA)
Provides low-interest loans to individuals and businesses to cover property damage costs.

Toll free: 800-659-2955

www.sba.gov

Maryland Insurance Administration
Regulates the insurance industry in the Maryland. Helps adjudicate consumer complaints.

Toll-free: 800-492-6116

www.mdinsurance.state.md.us

Delaware Insurance Department
Regulates the insurance industry in the Delaware. Helps adjudicate consumer complaints.

Toll-free: 800-282-8611

www.state.de.us/inscom

Maryland Department of Housing and Community Development
Can provide information regarding state housing renovation and rebuilding programs.

Toll free: 800-756-0119

www.dhcd.state.md.us

Office of the People's Counsel
Helps locate financial assistance for utility bills for residential customers of electricity, natural gas, telephone and private water services.

Toll free: 800-207-4055

www.opc.state.md.us

Maryland State Bar Association
Can provide legal assistance to people who cannot afford to pay for legal help.

Toll free: 800-492-1964

www.msba.org

Maryland Home Improvement Commission
Where people should check to see if a home improvement contractor is licensed, whether there are any complaints against the contractor, etc.

Toll free: 888-218-5925

www.dllr.state.md.us/license/occprof/homeim.html

Mold Remediation Help
The Department of Health and Mental Hygiene Community Health Administration provides information on the hazards of mold, what can be done to remove mold,etc.

Phone: 410-767-5300

www.cha.state.md.us

Environmental Protection Agency
Offers information about mold remediation on their web site.

www.epa.gov/iaq/molds

Maryland Department of Business and Economic Development
Provides loans and other financial assistance based on meeting specific qualifications.

Toll free: 800-541-8549 or 888-ChooseMD

www.choosemaryland.org