Is managing the increased cost of your employee benefits complicated?

It doesn't have to be.

With the cost of employee benefits continuing to rise and the complexity of solutions increasing, are you sure your broker is doing everything they can to maximize your benefit dollars? Employers have absorbed as much of the cost as they can, and traditional cost-cutting measures - reducing benefits and shifting costs to employees - are not an effective long-term solution. At Atlantic/Smith, Cropper & Deeley, we are meeting these challenges every day with unmatched knowledge, experience, and service.

Knowledge

Knowing what benefits to offer your employees can be overwhelming. Likewise, employees often have questions about what benefits are best for them. With the options available - HRA, HSA, MERP, QDHP, etc. - growing and changing constantly, it's important to partner with a company that knows what works, what doesn't, and why. At ASC&D, we not only use these solutions every day, we helped develop and enhance them.

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Experience

At Atlantic/Smith, Cropper & Deeley, we have been protecting businesses and their employees since 1929. As Independent Brokers, ASC&D has access to a wide selection of carriers in Maryland, Delaware, and 14 other states. In addition, we are constantly monitoring the industry to ensure our clients are in compliance with the latest regulatory requirements. Our agents will assess your specific situation and customize a benefits plan that best suits your needs and those of your employees.

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Service

Our job isn't done when the plan is sold. ASC&D is prepared to assist you in all phases of the process, from enrollment to claims processing. Our administration goes beyond the paperwork to minimize mistakes and ensure your employees receive all of the benefits to which they are entitled. Our staff is available whenever your HR department needs support. And through our proactive renewal process, we regularly review your benefits plan to make certain that all of your business' and employees' needs are being met. Your time is best spent focusing on your business, not worrying about the administration of your employees' benefits.

Isn't it time you found out why ASC&D is ranked in the top 1% of all independent agencies in the country?

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Coverage

• Health
• Medical
• Life
• Disability
• Self-insured Plans
• 401K
• Administrative Support
• Compliance Support
• Patient Advocacy
• Risk Management

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