Homeowners insurance is designed to protect you from financial loss and liability. You need this type of coverage because it will help you maintain your
financial stability if disaster strikes. Whether you are being sued from someone injured on your property, or you have suffered a loss due to fire, severe
weather or theft, you will not have to worry about losing everything completely.
If you are still paying down a mortgage on your home, you will need a homeowners insurance policy that covers you as well as your lender. Or if you are
mortgage free, the home that you have worked so hard for may need major repairs or to be completely rebuilt. Your insurance policy will provide the needed
A standard homeowners insurance policy will provide you with compensation for damage that is caused by hail, fire, smoke, wind, theft or vandalism. Your
home will be insured for its value. In a housing market that has become somewhat volatile, the values of homes can rise and fall quickly. That is the
reason that you will need to talk with your Atlantic/Smith, Cropper & Deeley insurance agent to make certain that you have enough insurance to cover
the market value of your home.
Have a pool, kids or a dog? Damage that a pet or member of your family causes, if your child breaks a window with a baseball or your dog digs up a flower
bed, you will have the funds that you need to pay for the damages. Your Atlantic/Smith, Cropper & Deeley agent will help you understand all of the
accidents that will be covered by you policy.
Personal Property Insurance
Personal property insurance is an additional type of coverage to consider including in your homeowners insurance policy. By documenting your possessions
with photographs, videos or receipts and keeping such records in a safe place like a fireproof box or with a family member off your premises, you are
protecting your personal property.
Get the exact amount of coverage you need today. To get started is click on the Get a Quote button now to be connected with an experienced agent at
Atlantic/Smith, Cropper & Deeley.