Small Business Insurance
You've invested countless hours to build your small business. Without the proper protection, it could be gone in a moment.
Success as a small business owner requires evolution. Often we find a business owners' insurance program has not evolved as their business has. By taking the time to review your restaurant insurance policy with a trusted provider at Atlantic/Smith, Cropper & Deeley, you can rest assured about protection against unforeseen disaster.
Whether you are retail store owner, a wholesaler or a distributor, Atlantic/Smith, Cropper & Deeley provides a wide variety of coverage options for small businesses. We are happy to identify a program to meet the specific needs of your small business including:
- This type of insurance will protect you against the loss of property including fire, lightning, water damage or wind. Most importantly, Business Income insurance can help to restore your lost income and maintain your continuing expenses while your business is being restored.
-. This type of insurance is necessary to keep you protected from a wide range of claims made by customers, visitors and even passersby. For example, if contaminated food is erroneously served to a customer and they become ill, they may decide to take legal action against you and your restaurant. Likewise, if a customer were to slip and fall in your establishment and suffer an injury, this coverage would pay to defend you and any damages that may be awarded.
Auto Insurance -
This insurance provides coverage for legal liability for others' bodily injury and property damage that occurs out of the use of your business autos or even your liability if you or one of your employees in involved in an accident with their own vehicle . You can also protect your vehicles for physical damage in the event of an accident or other damages.
Workers Compensation Insurance
- This insurance provides your employees with medical benefits and lost wages in the event that they become ill or are injured during the scope
and course of their employment with your company.
As small business insurance specialists, we will guide you through the various coverage options. You will be able to walk away with confidence and peace of mind, knowing you have the right protection for your business.
Based on the program you select, you may have access to various value added services such as:
Discounted background checks and drug testing
Access to a human resources hotline
Risk management and safety support services
Pay as you go Workers Compensation payment plans integrated with payroll
Health Care Reform Compliance Audit
- Extra services like the USLI Business Resource Center
Get your quote today.
To get started, click the request a review of your policy button below and you will be put in contact with an experienced agent to supply you a free, no-obligation insurance quote. The sooner we receive your information, the sooner we will get you the best protection for your small business.