The construction industry is an ever-changing business. Construction firms of any size face new challenges to their success each year. The "commoditization" of construction services, the continuous evolution of environmental concerns and construction defect lawsuits are just a handful of exposures that threaten the long term success of your construction business. When you select a construction specialist with Atlantic/Smith, Cropper & Deeley, you have a trusted adviser to help you navigate the unique risks you face.
Specialized Coverage You Can Trust
The right Contractors Insurance is a vital part of the risk management program to protect the asset that is your contracting business. With the comprehensive coverage you will get from your policy through Atlantic/Smith, Cropper & Deeley, the impact of devastating events are mitigated.
We provide a wide variety of coverage options and we are happy to tailor a program to meet the specific needs of your business including:
- General Liability
- When a claim is made against you, by one of your clients or a third party, for property damage or bodily injury caused by some form of negligence on
your part, you may be covered by general liability insurance.
- Contractors Equipment -
This Contractor Insurance coverage protects the equipment of your business that could be found away from your premises. Various coverage options are available to protect
large ticket equipment and smaller items such as tools.
- Workers Compensation
- With workers compensation, you will be protected in the event that one of your employees has an accident, contracts an illness or dies and against
associated legal action. In addition, the employee or their dependents will be compensated for lost wages and medical expenses during their recovery.
- Pollution Liability -
The pollution risks that exist in the construction business are great. From chemical spills to soil contamination the chance your business could be
involved in a pollution claim is real.
- Professional Liability
- Specialty Contractor Insurance may be available to protect you against claims that a client may make if they have suffered a loss due to your faulty design, poor
construction management and/or subcontracted design errors.
- Disability Insurance
- In the event that you are seriously injured or suffering from a major illness, which impairs your ability to perform your job, you will be
compensated for the income that is lost while you are unable to work. While you recover, you will be able to keep your business in good standing.
One of the greatest types of protection that Contractor Insurance provides is litigation expenses. Regardless of the legitimacy of legal claims, the costs can be enormous. However, with the right liability protection, you will be covered for attorney fees, court costs and all other expenses that are connected with such legal claims.
Atlantic/Smith, Cropper & Deeley - Your Insurance Professionals
Your Contractor Insurance program is only one component of the service our construction specialists provide. Our team will work with management to develop and implement safety programs intended to prevent losses from occurring. Minimizing losses is not only important in managing the expense of your insurance program but also the health of your employees and your reputation of a quality contractor. From formal safety program to tool box talks, our agents can help support you safety initiatives.
Request a review of your policy and connect with an agent. We are happy to review your program and see how we can help you.